After a car accident, the law provides that you can seek compensation for injuries and property damage against the at-fault driver’s insurance provider. However, to retain your right to sue, you must document enough evidence to show that the other motorist was to blame for the collision, be patient, and relentlessly pursue compensation. A personal injury lawyer gives an outline on how to preserve your right to compensation after a car accident.
Collect As Much Evidence at the Scene as You Can
The amount of evidence you gather at the site of the crash will come in handy when proving that the other driver is liable. Here’s how to collect evidence:
Talk to Eyewitnesses – Collect as much information as you can from onlookers, their contact details and ask them to make written or verbal statements. Document all relevant information that would help paint a picture of what happened. The more evidence you have, the stronger your case and by extension the higher the likelihood of winning your suit.
Call the Police – Involve the cops as soon as you can. Police reports will prove helpful when dealing with the claim adjuster and lawyers. Don’t be swayed by the at-fault’s driver plea to talk you out of calling the police. Unless the other driver has sustained serious injuries, prioritize on getting a police report at the scene because it will most often include evidence of fault that you can use when setting your claim in the future.
Take Photographs – Photographic evidence will further authenticate your documented evidence, so be sure to take pictures using a camera or your phone. Concentrate on the damage to your car and that of the other driver, injuries sustained and any debris that may be on the road.
Visit a Doctor Immediately
Be sure to seek medical attention as soon as you can. Keep the treatment records, medical expenses, and doctor’s notes because your personal injury lawyer will use them as evidence when determining the value of your case and when negotiating a settlement amount. Also, stick to your doctor’s instructions and do not engage in activities that would in any way aggravate your injuries. The last thing you want to do is escalate your medical bills lest the insurance company you’re seeking compensation from denies your claim. In other words, don’t give the claim adjuster a reason to think that you’re trying to increase medical bills by not sticking to your doctor’s orders. Remember, as far as insurance injury claims are concerned, perception can determine whether you will get paid or not.
Get Repairs Estimates for Property Damage
When you have documented the evidence and have sought treatment, collect repair estimates for the damage caused to your vehicle. While a claim adjuster will ask for an independent inspection, be sure to have two or three assessments of your own. That way, you will justify the repairs needed and how much they might cost.
Be Patient, Professional and Relentless
Just like you, there are hundreds of other motorists pursuing compensation which means claim adjusters and attorneys have their hands full. You may want your car repaired soonest, but insurance companies work on a “first come first served basis.” Thus, be patient and persistent. Make follow up calls and frequently check on the status of your claim. Also, make sure that you are on the claims adjuster and attorneys good books.
Contact a Lawyer
While being patient and resilient is important when dealing with insurance claims, you’re better off with a lawyer on your side such as The Clark Law Office. A claim adjuster may deliberately delay or block payment of your claim and involving an attorney in your case could help avoid unnecessary obstructions. The need to have your compensation process move swiftly cannot be overemphasized, particularly when you’re pursuing long-term medical care or a substantial amount of lost wages.